As an early career academic, I am interested in identifying and solving real world problems with evidence-based research support.

I also have promoting individual professional licensing of financial advisers on my agenda.

RMIT University, School of Accounting [2014-2018]

PhD

Thesis titled: “Legitimacy of the ‘Authorised Representative’ Licensing Model of Individual Financial Advisers: Theory and Australian Empirical Evidence”

Primary supervisor: Associate Professor Abdullahi D. Ahmed,

Secondary supervisor: Dr. Maryam Safari

Started the PHD journey at Flinders University, Business School in 2014

Primary supervisor: Dr. Abdullahi D. Ahmed,

Dr Sarath Delpachitra, Flinders University, Business School

Pinnacle Financial Services Academy, Australia [2009]

Advanced Diploma in Financial Services (Financial Planning)

Courses completed: Advanced Taxation and Superannuation, Advanced Estate Planning, Managed Investments, Workplace Skills Assessments with AMP Horizons Academy

Kaplan Professional, Australia [2008]

Diploma in Financial Services (Financial Planning)

Courses completed: Entry Level Competencies; Risk Management; Investment Planning 1, Superannuation and Retirement Planning, Workplace Skills Assessment RG146 Compliant (RG146 Compliant)

University of Lincoln, New Zealand [2002}

Masters in Commerce and Management Degree in Financial Management

Thesis titled:

Working Capital Management: Theory and Evidence From New Zealand Listed Limited Liability Companies

Primary Supervisor: Dr. Stanley Basil Shaw Paulo: Department of Commerce

University of Canterbury, New Zealand [1996]

Post-graduate Diploma in Management

Courses: Strategic Human Resources Management, Organizational Studies, Labour Relations, Quantitative Methods, and Fundamentals of Management

University of Port Elizabeth (Nelson Mandela Metropolitan), South Africa [1990]

Bachelor of Commerce Honors

Courses: Advanced Financial Management, Theory of Value and Price, International Trade and Finance, Advanced Monetary and Macro- Economic Theory, Research Methodology and Techniques, and a Minor Dissertation titled: The Debt Moratorium of South Africa

University of Port Elizabeth (Nelson Mandela Metropolitan), South Africa [1989]

Bachelor of Commerce

Majors: Business Economics and Economics

Lincoln University, Christchurch, New Zealand

PETechnikon, Nelson Mandela Metropolitan University, South Africa

1989 Won the Old Mutual Essay 'Budget Speech' Competition in South Africa while completing my Honours Degree.

• Vickovich, A. (2020, 1 February). How financial advisers cope in onecanoe. Australian Financial Review Weekend.
• Sharpe, T. (2018, 18 June). The independence tonic. Professional Planner. Retrieved from https://www.professionalplanner.com.au/2018/06/the-independence-tonic/
• Vickovich, A. (2017, 20 November). New evidence for dealer group conflicts. IFA News. Retrieved from https://www.ifa.com.au/news/18620-new-evidence-for-dealer-group-conflicts?utm_source=IFA&utm_campaign=20_11_17&utm_medium=email&utm_content=1
• Hoyle, S. (2017, 17 November). Reflection: The disturbing question of licensing’s legitimacy. Professional Planner. Retrieved from https://www.professionalplanner.com.au/featured-posts/2017/11/17/reflection-a-disturbing-question-of-legitimacy-59937/?utm_medium=email&utm_campaign=PP00173&utm_content=PP00173+CID_7fa2da0d65927c0c14a359c8d72888e6&utm_source=Campaign%20Monitor
• Hoyle, S. (2017, 28 June). ASIC makes clear what it takes to call yourself ‘independent’. Professional Planner. Retrieved from https://www.professionalplanner.com.au/featured-posts/2017/06/28/asic-makes-clear-what-it-takes-to-call-yourself-independent-56907/?tm_medium=email&utm_campaign=PP0048&utm_content=PP0048+CID_674f0b44540a0107431b13e5363c36fd&utm_source=Campaign%20Monitor
• Hoyle, S. (2017, 26 May). Licensees’ futures are built on support for advisers. Professional Planner. Retrieved from https://www.professionalplanner.com.au/featured-posts/2017/05/26/licensees-future-is-built-on-support-for-advisers-56200/?utm_medium=email&utm_campaign=PP0026&utm_content=PP0026+CID_6f758e88a6dd748a494b9f8846b35701&utm_source=Campaign%20Monitor&utm_term=Exactly%20how%20the%20nature%20of%20licensing%20for%20financial%20planners%20will%20change%20is%20still%20unsettled%20but%20one%20thing%20does%20seem%20certain%20%20licensees%20will%20have%20to%20adapt%20to%20a%20new%20role
• Hoyle, S. (2017, 11 May). Individual licensing: A bold step towards becoming a profession. Professional Planner. Retrieved from https://www.professionalplanner.com.au/featured-posts/2017/05/11/individual-licensing-a-bold-step-towards-becoming-a-profession-55914/
• Professional Planner 2017, 'To boldly go where every other profession has gone before', Professional Planner, vol. no. 97, pp. 6-12.
• Hoyle, S. (2017, 5 May). Reflection: The true meaning of independence. Professional Planner. Retrieved from https://www.professionalplanner.com.au/featured-posts/2017/05/05/reflection-the-true-meaning-of-independence-55781/?utm_medium=email&utm_campaign=PP0010&utm_content=PP0010+CID_aa9e5fa46b537ac1a1ecd167a42669af&utm_source=Campaign%20Monitor&utm_term=Reflection%20The%20true%20meaning%20of%20independence
• Hoyle, S. (2016, 8 December). Independence play – even planners unclear on ‘independent’ meaning. Professional Planner. Retrieved from https://www.professionalplanner.com.au/featured-posts/2016/12/08/independence-play-even-planners-unclear-on-independent-meaning-52876/

• Sessional Finance and Financial Planning Senior Lecturer at Central Queensland University Brisbane, Australia [2012 to 2017]
• Casual Finance Associate Lecturer at Lincoln University, Christchurch, New Zealand [1996 to1997]
• Full time Lecturer at Port Elizabeth Technikon now part of Nelson Mandela Metropolitan University [1991 to 1994]

• Practice Principal and Authorised Representative of AMP Financial Planning Pty Ltd

            Period: 15 July 2009 to 30 June 2011

            Company: Sculpture Financial Advice Pty Ltd Corporate Authorised Representative

• Full time Provisional ‘Authorised Representative of AMP Financial Planning Pty Ltd

            Period: 5 May 2009 to 25 September 2009            

            Company: AMP Horizons Academy

            Dealer Group (AMP Financial Planning Pty Ltd)

            (Financial planning and training company based in Sydney)

• Accounting and Finance Association of Australia and New Zealand (AFAANZ) Member
• Financial Advice Association of Australia (FAAA) Academic Member
• Society of Trust and Estate Practitioners (STEP) Academic Member
• Australasian Society for Computers in Learning in Tertiary Education (ASCILITE) Member
• Association of Computing Machinery
• Health Informatics Knowledge Management (HIKM) Member and Steering Committee Member
• Cooperative Research Australia (CRA) Member
• Financial Planning Academic Forum (FPAF) Member

Reviewer for:

• Australian Financial Review
• Cengage Publications
• Cogent Business and Management Journal
• Association of Computing Machinery Journal
• Investment Management and Financial Innovations Journal
• The Review of Finance and Banking Journal
• Journal of Marketing Management
• Heliyon Journal
• Global Business and Economics Review Journal
• Journal of Decision Systems
• Journal of Investment Management and Financial Innovations
• Sustainability Journal

Researching topics related to real-world problems in the Financial Services Sector and Information Systems.

Proposing evidence-based solutions to the Financial Services Sector.

Digital Finance and Digital Health

Data Science

Nominated by CQUniverity's Head of School of Accounting and accepted by CPA to attend the CPA 2019 Emerging Academics Forum [February 2019].

Research Software:

• IBM SPSS Statistics include AMOS for SPSS v 24
• NiVo
• Qualtrics
• SurveyMonkey

Financial Planning Software:

• COIN
• XPlan
• Midwinter

Teaching Software:

• Moodle
• BlackBoard
• Echo360
• Camtasia
• Zoom
• Ms-Teams

Financial adviser regulation.

Financial planning practice solutions.

Financial planning education solutions.

Reviewer of financial planning courses Registered Training Organizations seeking TEQSA accreditation.